Non-QM Loans

We Offer a Variety of Non-QM Loans to Suit Your Needs

• Asset Qualifier: Ideal for those with substantial savings looking to put their cash to work.
• Bank Statement Qualifier: Perfect for self-employed individuals seeking homeownership.
• Full Doc Qualifier: For those who file income traditionally and wish to expand their loan qualifications.
• Gig Qualifier: Designed for independent contractors and freelancers who are paid like business owners but don’t own a business.

Features include:

Non-Warrantable Condos accepted.

Max LTV up to 90% (purchase only)

DTI up to 55%

Credit scores as low as 600.

Recent credit events permitted.

All occupancy types allowed.

7/6 and 10/6 ARM, 30, and 40-year FRM

Multiple financed properties allowed.